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Integral economic solution

For the past 9 months I have been invisioning a different system for money and government. It has danced in my minds eye.

This model is really simple, but challenging when compared with the mode of the day. Or challenging to think out of the modes we are ingrained in as a culture.

Three systems for money and three states of citizenship

Money: Physical capital/ Pure credit / Mind share

Citizenship: Basic/ Individual/ Free

All three money systems work together, but let me describe each on its own and then go into the interelation of the three.

Physical capital would be the real world economy and real money, run under austrian economic principles. Common law property rules would be in effect for this system. So this systems money is pluralistic, it is left up to the two parties to choose what they exchange, yen, dollars, euro, gold, rice, whatever. No forced payment in a single national currency.

Pure credit system. This is a very tough system to see since it contains the most subtle realization. Money and economics is and never will be a science. It has a deep moral aspect, in that it is a contract with all the people in the nation ,made of individuals. Individuals are not predictable and show a level of complexity that just a social science to economics could never get to( As you already know). Many look at money as a medium of exchange. Some think that gold and silver are real money. Is money wealth? Wealth is the ownership of the productive means of capital. A business or stock that makes payment continually over time. Wealth then is not just having money. It is the MEANS and knowledge of those means which allows for greater freedom of movement and choice for the individual. A monoplized money system like gold and fiat can make hourding of money the goal since gold is a limited resource it can be controlled by a few and fiat comes into exsistence through a central bank(Control by the few). Both these systems will tend over time into fascism and socialism. A redistribution of money( not wealth) to the needy is socialistic impulse and the fascistic is that the few can stay in power by using fear. If money in essence is not a physical thing but a contract with each other, than it is a socialistic reality. Thus a pure credit system where each individual in a nation is given a base credit for survival. The system does not involve interest, it is only inflated by another human being becoming a citizen and projects the government makes(keep in mind the new polical system of weight voting by the people in the process). Businesses can use the credit money or not. At this point the states of citizenship become important so I will return to the pure credit system later.

Mind Share value system uses the new technology of the internet to change the political structure. Having representitves in congress making bills  for the needs of the people is way out of date. Our input and feedback happen once every year and not for every position. We have a stockmarket that has feedback and input in the milli seconds. We can have a system that allows for the input of the people on the actual agendas trying to go through congress close to real time. We can see what they are doing. Transperency. We can also see if our representatives vote against his people. We can vote on multiple issues every week. So Mind share is the system people make their weighted input in to determine collective value. 

The Mind share system interelates with the credit system  by collective value input. Meaning an individual has a credit expenditure limit based on the collective input your services provide gets. Each person votes on general domains and there value. So teachers would be very high while financial services would be low are confined to moving in the free austrian system in the physical capital domain. Notice it is just the expenditure limit not a accumulation limit. So teachers might have a really high limit but not make enough to utilize it. And a drug dealer might have alot of credit accumilation but a low credit individual expenditure limit, he can use it on other things than himself like charity. There is feedback between costumer and service provider on value that plays into ones credit expenditure limit , both a general input and from other individuals that recieved your services. All this gets clearer with states of citizenship.

The Base citizen lives in the local community center and does not own any property. They support the center and their basic credit goes to the community center. Or any center the individual wants to be in. The base citizen has a regime of practices for health if needed for health coverge. If a citizen has a job then they are an Individual citizen and have a living like we do now. They can rent or own a house. If they want health coverage they need to show good health status. A Free citizen is someone whos mindshare(credit expenditure) value is huge and are free to create projects of large scale.

The pure credit system is limited by the mind share system. An individual citizen is allowed to use the credit money for shelter and large captal expenses based on need. But mostly the credit system is for employee payment and consumerables, other than a use for one time use for house and car. The physical capital system can work on its own as a free market. Meaning, lets say someone owns alot of businesses and property. He does not have to use the credit system. A private banker would have to loan real wealth not credit money. The credit system is totally nationalized(no private banks that can issue credit without assets backing it). The healthcare system would be  locally socialistic but not totally nationalized so private doctors can make private agreements from individual and free citizens. Healthcare is garanteed only if you show good health as a individual or in a program in the community center as a base citizen.  

This is the integration of traditional(physical system plus inividual citizen), modern (physical/credit system, and base and individual citizen, informational (credit/mind share system with individual and free citizens) levels of culture and society. Or a integration of republic, socialism and fascism modes of government. A civilizaton dominated by one of these modes does not last. There is alot of gaps and situations that I have not clarified. There are alot of situations that are solved with this system. 

If you wanted to get updated on the systems we have now in banking and finance then read the following book. There are many myths about our current systems. Read the book then look again at what I am presenting here. Getting clear on a pure credit system is major and difficult only due to its simplicity. The book Web of Debt is partially readable from here:

http://books.google.com/books?hl=en&id=ILMGrEC524UC&dq=web+of+debt+ellen+brown&printsec=frontcover&source=web&ots=xDtsJ7m60H&sig=MbvnOUkMhZdRwpBNxnXm8xBAxcM&sa=X&oi=book_result&resnum=7&ct=result

 What about? And ? ????  See if you can see the solution in this triple monetary system and three level citizenship.

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Cool ideas

Ok I read your post and right away liked the concept of people being able to opt in to any particular system they feel would best suit their particular drives/motives. Any system that evolves from the current one would have to transcend or transition into the next one by including the best parts of the previous model (just like stages of development).



I'm a little unclear as to how the two, more unconventional systems or credit systems, would play out. I think it would be very helpful if you could maybe write three stories, from the perspectives of three different families participating in each of the different systems to illustrate in a more detailed way, daily life for each of them.



The one thing that I might disagree with you on, and I concede I might just be misunderstanding you, is the idea that only people who could "prove" their health would qualify for health care. I understand what you might be getting at, as far as, people who don't eat right, don't exercise etc. being a burden on the system because of their laziness or lack of care for themselves. But those people have other things going on psychologically, or relationally that I believe would need to be treated, so they would feel the need to care for themselves and eventually others. Also, many people are born with illnesses that limit any potential "health test" that might be administered. Maybe I'm misunderstanding what you intended with that particular comment, but I believe health is a right and not a privilege.



Like I said I really like the way you've broke it down into three systems that people could chose to participate in. I can tell you've put a lot of thought into this and I would encourage you to continue to do so.Choosing different types of motivators whether they be monetary, basic necessities, or a social volunteering is a fantastic idea.



The other thing I really would like to understand a bit better is the "feedback" system you describe with regards to the government. Would it be a one person one vote system? (Ken is always warning about such a system, because of individuals with a lower average center of gravity being counted the same as someone with a higher center of gravity. ie. Hitler's vote counting the same as the Dali Lama's) Would people only participating in the Mind system be able to vote?



Anyway great ideas. I look forward to reading more from you.


Peace.

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This is cool but....

 

I like the general idea you have.  Dividing the economy and citizenship into three different modes.

Those unable to get jobs becasue they are lazy, unhealthy, or old, have a basic citizenship status, and are issued credit (welfare) to provide for a low level of existance.

Those who have jobs move up and become full citizens owning real estate and factories and businesses, but not getting the free "credit units" that the lower class recieves.

It does seem a bit like a caste system though.  Albeit a caste system that allows for mobility up and down through castes over time.

I also like the idea of direct democracy, where we get more of a vote, or instant votes in real time more than just once every couple years. Of course we know the problems that exists in a direct democracy vs a republic that protects the minorities rights from the tyranny of the majority.

By the way, check out ellen browns new article about debt and the super congress.

http://atimes.com/atimes/Global_Economy/MK19Dj03.html

She makes the argument that if the government printed debt free currency, greenbacks, etc.  that we wouln't see inflation until we reached full employment, and thus fully supported maximized production. 

That goes back to our thoughts about having governmetn issued debt free currency.  Which would be necessary if you were to folllow your economic/political model layed out in your post.  First of all, Who would pay for the "basic" citizen's group home? Who would pay for their education, food, medical bills, etc?  Either taxing the working/productive classes, or creating free credit.

Who would be in charge of issuing credit/ central planning for this society.. ..... Goldman Sachs?  See I really fear that such a society could become easily ripe with corruption as the technocrats who would be in charge of managing the society, would skim off the top of the credit pile, privately enriching themselves, just like the hedge funds do today.

We need to keep thinking these things through, though, because it wil take out of the 1st tier box thinking to come up with any workable solution.  I will keep thinking about what you laid, out, but I do not fully understand what you were laying out.  Write more about it. I am interested.

Ben

 

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 <If you can hear this, you are the resistance> J. Connor