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The 1-2-3 of Healthcare Reform

- Individual-Freedom-oriented (1p) free-market “private” healthcare approaches;
- Social-Systemic-oriented (3p) government-run “public” healthcare approaches; and
- Collective-Community-oriented (2p) co-operative/non-profit “semi-public/private” healthcare approaches.
- Public Healthcare: Expansion of Medicaid and Medicare into a full-blown public healthcare system for those who cannot afford private care.
- Private Healthcare: Strike a healthy balance of regulation and freedom for the Private Healthcare system (i.e.: Stronger patient rights; allow competition across state-lines; insurance pooling system; and balanced tort-reform).
- Semi-Public/Private Healthcare: Regulatory support and incentives for Cooperative, Charter, and Non-Profit healthcare groups.
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Rework some bits...
Posted March 8th, 2010 by Jennifer GroveHi, Mark. Excellent starting place.
I'll throw in my 2 cents by chopping off one of the legs of your theory. :-{ Sorry, man.
You cannot compare health care with education. Anyone can buy a textbook and teach their son/daughter algebra. Individual citizens cannot buy a textbook and operate on their son's appendix or diagnose and prescribe a mental illness. Not any more. Not in this country.
Medicine has quality control costs that are way, way, way more expensive to bear than readin', writin' and 'rithmatic. Someone has to pay for those things one way or another. Medicine, in this way, is more like the military or police and emergency services.
So!
Do I have to pay insurance to certify that police will come to my rescue if I call them? No. Whattabout the military? Do they fight for those who can pay them only and let the rest die? No. Well.... not theoretically, anyway.
So, the difference between them lies in how to draw the line between safety - which should be a human right - and quality of life - which is so, so, so subjective and impossible to quantify at this point. Because the "quality of care" that I get from publicly funded service agencies is not lacking in terms of preventing my death (unless it's just reallyfuckingsloppy which does happen both in medicine and in the military and emergency services). It is mainly lacking in terms of giving me the quality of life as I determine it. They do the bare minimum. And this ends up being more expensive to them in the long run - but they can't afford to do that advanced math. Maybe I should have my daughter teach them trig...
The problem of quality of control costs must be looked at again. Back to the drawing board.
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Sorry
Posted March 10th, 2010 by StanleySorry for all the challenges you have been through Mark. I hope all turns out well for you. My prediction would be that before we can solve the problems of the world we will become a community that supports each other. I am not sure what that would look like but at least we can offer each other encouragement.
Stan
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Mark: I hear you!
Posted March 11th, 2010 by Mike Breland
Dear Mark:
I feel obliged to add my two bits, not only because I am a physician, but because for some reason my name was put beside your photograph in the Integral Life Weekly Member Update, Featured Perspectives section!
First I wanted to say that I’m impressed you’re still smiling and have been using this situation to work on your development. From my experience, myself included, most people won’t work on themselves unless something is going on that forces the issue, at least somewhat. If it ain’t broke, most people don’t know there is something to fix.
Second, as a physician I do feel badly about your situation, having seen this happen only too many times. Just yesterday a family physician wanted to refer a patient to me, but since she has no insurance, I said I would be glad to see her, but that while I can make all the recommendations I want, I doubt nothing will happen. This is because the patient is “self-pay” and what I recommend is usually very expensive, such as therapies and MRI’s, so most patients just can’t afford it. For that reason, I still can’t quite figure out why people aren’t clamoring for more healthcare coverage, such as Obamacare. It would significantly help even small businesses. I suspect part of it is just denial, but part of the issue is developmental. Or both, as denial can be a developmental issue.
However, what I was really referring to under the “developmental” umbrella is related to the ethnocentric or egocentric level of development of so many people, such that they just don’t want to help anyone outside of their particular group. Sometimes this is only a group of one! I personally would be glad to take a 20% cut in my salary…but only if they would take that money and give it to Internal Medicine or other primary care physicians who presently have the most responsibility, the worst life style, and make the least amount of money. It makes you understand why of all the graduates from one of Washington state’s medical schools, only ONE out of over a hundred graduates went into primary care. We, the USA Boomers, are so screwed, vis a vis getting good health care as we age. Who is to blame? I just suggest we look in the mirror.
We’ve known for decades this was going to happen, but we just spent all our money on other things anyway. Hmm, I think maybe that is also a developmental problem, but how to fix it is really the question, right?
Hence my idea of an “Integral City,” a possibly soon to be posted blog, but it really only deals with what you alluded to in one of your and Stanley’s later blog: “Perhaps forming communities that support each other is one of the ways in which we will solve the problems of the world...” I’ve been around the block a few times and from what I’ve seen, that is the only way to do it. You have to have the support and you have to have the numbers, which also equals dollars and political representation. Right now Green meme people tend to be too individualistic and the Teals are too few. We need our own “Integral Conveyor Belt”, which includes schools from K through graduate college, that teach integral ideas and values, at a level commensurate with the level of the person being taught.
Well, once again, I wax too much and probably not eloquently, but wanted to say that “I hear you” and as a physician, I’m doing what I can to support people like you having some sort of affordable medical insurance!
Yours,
mb
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goverment run companies
Posted March 15th, 2010 by Edward HarroldDear Mark,
Thanks for posting a report on what's it's like dealing with the current buisness of healthcare insurance both personally and the industry suggestions with a Integral Model. It's impossible to solve an intellect consciousness problem with emotions and feelings. Sure eveyone should have care Mark. Trying to get the current politicians to create a healthcare payment system for services that's fair for doctor and the masses would be like trying to get peace in the middle east...not going to happen, too much greed and back room deals. There also appears to be little or no input from the doctors and the insurance industry. We lose 35,000 doctors every year to retirement and only graduate 25,000 from med school.The private insurance companies take less the one cent of profit from premiums.The Feds are trillions in debt with what they already do without healthcare, Feds want the money to run thru their pockets first in DC.
The private insurance companies pay far more questionable claims than the current federal insurance programs of medicaid and medicare.Who do want to fight with for claim coverage or payment? The feds, or a private company. The goverment turns down 75% more claims than the private insurance companies. The goverment companies suffer from 53% fraud and abuse of tax payer funding for every dollar and suffer huge financial losses in the billions every year.The government programs want to cover pre existing conditions...that's not "insurance". There's no incentive to remain proactive in taking care of our greatest gift, body/mind/spirit on all levels. To cover "pre existing" conditions is like getting fire insurance the day after your house burns down, doesn't make sense, is that fair? The feds started the problem about 60 years ago, not the private sector, thet respond to the market and the new laws. Folks should shop themselves and their famlies around to insurance carriers alone, not their employer paying for coverage.
The current system has many problems and it's not going to be resolved with traditional out dated thinking. The free market system has problems with folks telling the truth.The goverment doesn't have any accountabillity for the huge debt it runs up. Each generation should clean up its' own mess, don't dump this 13 trillion dollar debt onto our kids, that's just really really wrong on so many levels.
Thank you for your service to this subject.The Integral maps,systems and quadrants are great way to look at the current system for the private insurance sector. I just think we need to keep as much of our personal capital out of Washington DC, there is no accountability, politicians have a great health program for their families. They aren't going to change their program, their changing ours. We need to take back our fundamental freedoms and build an Integral Model for the next generation and plant some quality seeds for the future.
Thanks for your post Mark
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it appears we have a new health policy
Posted March 22nd, 2010 by Ambo SunoI simply want to mark that it appears we have a new health policy. As you all probably know, last night the house passed the bill, trusting that the senate won't mess with it. Obama will sign it. Wow (disclosure - I'm biased for it), it'll be so good to have that source of politico-emotional heat ease up.
ambo








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dual aspiration
Posted March 8th, 2010 by Ambo SunoHi Mark. I like how you have laid out the situation - I especially like that you have articulated the "dual aspiration" nature and legacy of the US (and probably, in different balancings, around the human world). Dual aspirations has a positive ring to its articulation that might soften bipartisan polarization.
I hear you on that terrible indebtedness you incurred in trying to keep your health and life. Good that you and we are quite resilient.
ambo